DuitNow
Updated 2026-09-29
DuitNow is the national real-time payment network, run by Payments Network Malaysia (PayNet), that lets you transfer money instantly between different banks using a phone number, IC number, or QR code instead of a full account number. Most Malaysian banking apps use it by default.
When it matters
Because DuitNow transfers settle almost instantly, money sent to a scammer can be withdrawn or moved on within minutes. If you sent money this way by mistake, contact your bank straight away to ask about a bank recall, and call 997 if the transfer just happened. DuitNow’s speed is convenient day to day, but it also means there is very little time to act once a scam transfer has gone through.
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